SMALL BUSINESS
D&B Credit Insights
Discover the Power of Knowing What’s in Your Business Credit Profile
Understand Business Credit and Risk to Make More Informed Decisions
D&B Credit Insights helps you understand how your business credit profile is viewed by lenders, suppliers, and partners—while also helping you assess the credit risk of the companies you work with.
Monitor scores, ratings, alerts, and key business changes using trusted Dun & Bradstreet data. Review your own credit profile, evaluate customers, suppliers, and partners, and spot potential risks earlier—so you can make more informed decisions, help protect cash flow, and support business growth. D&B Credit Insights helps you monitor your own business, evaluate others, and stay informed as conditions change.
Gain a Clearer View of Your Business and Business Relationships
Understand Your Business Credit Profile
Assess the Businesses You Work With
Monitor Risk and Changes Early
Compare Performance and Benchmark
Access Trusted Credit Insights
Monitor Credit Risk and Business Health with Trusted Insight
Access trusted scores, ratings, alerts, financial information, and monitoring tools that help you identify potential risks, evaluate opportunities, and respond as business conditions change.
See Credit Risk More Clearly
Access trusted Dun & Bradstreet scores and ratings that help you better understand your own business credit profile or assess the financial health of customers, suppliers, and partners.
- Overall Business Risk
- Failure Score
- Delinquency Score
- PAYDEX® Score
- Maximum Credit Recommendation
Understand what these scores mean, what may be influencing them, and how they change over time, along with trend information and context to help interpret changes over time.
Evaluate Payment Behaviour
Review payment history and trade payment behaviour to better understand how payment experiences are reflected in a business credit profile. For businesses you assess, detailed payment information can help you evaluate creditworthiness, identify potential concerns, and make more informed decisions before extending credit or entering a business relationship.
Stay Informed as Risk Changes
Receive alerts when important changes occur. Monitor score and rating updates, legal events, and key business information changes for your own business or businesses you track. Staying informed helps you identify potential risks earlier, respond more quickly, and support better day-to-day decision making.
View the Bigger Business Picture
Access company information, ownership structures, corporate family relationships, principal information, and legal events in one place. Understanding how a business is structured and who it is connected to can help provide additional context when evaluating opportunities, managing risk, and making more informed business decisions.
Add Context Beyond the Scores
Review financial statements, balance sheets, income statements, and financial ratios alongside credit scores and payment behaviour. Financial information can provide a broader view of a business’s financial health, helping you better understand liquidity, financial stability, and capacity to meet obligations.
See How Your Business Compares
Benchmark your business against peers and competitors to better understand your position in the market. Compare key scores and ratings, monitor trends, and gain additional perspective on how your business performs relative to others using trusted Dun & Bradstreet information.
Choose the Right Plan for Your Business
Whether you’re just getting started or managing a growing network of customers, suppliers, and partners, D&B Credit Insights offers flexible options to meet your needs.
D&B Credit Insights Free
D&B Credit Insights Basic
D&B Credit Insights Plus
D&B Credit Insights On Others
A statutory credit report is a free, basic report showing your credit history at a point in time. Unlike Credit Insights, it does not provide 24/7 access to your credit history, include your credit scores or any additional features to help you monitor and manage your credit score.
How can I get a statutory credit report?
If you are an owner of an unincorporated business, or a director of a UK registered business with an annual turnover of less than £25 million, you can request access to your free statutory credit report.
What Customers Say About Us
”Great information and value! Our organization uses D&B Credit Insights to monitor our business credit. It addresses many issues for us, including knowing when credit changes occur and getting free alerts.”
“We use D&B Credit Insights to keep track of our business credit report and any errors or mistakes that may be on it. It serves as a good comparison for how our company is performing compared to other businesses in the industry.”
“This has been very helpful in determining credit analysis for customers. We've also receive very useful alerts for our customers if they have an issue going on, such as potential bankruptcy or closure of their business.”
Disclaimers
1By upgrading to Credit Insights Basic you will be able to view and monitor the following scores & ratings where available: Overall Business Risk, Failure Score, Delinquency Score, PAYDEX score & Maximum Credit Recommendation.
2Credit Insights Free only shows Overall Business Risk. It also allows you to receive email and in-product alerts to changes in the Overall Business Risk, Failure Score, Delinquency Score, PAYDEX score & Maximum Credit Recommendation. To see the detail of the changes and your actual scores and ratings, or to receive notifications related to your company’s legal events, we recommend that you upgrade to Credit Insight Basic.
3This product is purchased on an annual subscription basis and the licence is granted for an initial period of one year. The licence will automatically renew each year. At renewal for annual subscriptions, D&B may increase the fee by an amount not exceeding 5% of the then-current fee until the licence is cancelled and the agreement terminated by the customer by providing D&B with at least 14 business days’ notice prior to a renewal by filling out this cancellation form.