SMALL BUSINESS
D&B Credit Insights
Understand your business credit and credit information of businesses you work with—so you can spot potential risk and move forward with greater clarity.
Understand Business Credit and Risk More Clearly
D&B Credit Insights helps you understand your business credit profile and assess the credit risk of companies you work with.
Review and monitor trusted Dun & Bradstreet scores, ratings, alerts, payment information, financials, and key business details in one place. And, with D&B.AI in eligible solutions, get to relevant information faster with AI-generated report summaries and chat-based insights to help you better understand the business credit information you’re reviewing.
Get a Clearer View of Your Business and Business Relationships
Understand Your Business Credit Profile
Assess the Businesses You Work With
Monitor Risk and Important Changes
Compare Performance and Benchmark
Get to the Information That Matters
Monitor Credit Risk and Business Health with Trusted Insight
Access trusted scores, ratings, alerts, financial information, and monitoring tools that help you identify potential risks, evaluate opportunities, and respond as business conditions change.
See Credit Risk More Clearly
Access trusted Dun & Bradstreet scores and ratings that help you better understand your own business credit profile or assess the financial health of customers, suppliers, and partners. Access trusted Dun & Bradstreet scores and ratings that help you better understand your own business credit profile or assess the financial health of customers, suppliers, and partners. Depending on the solution, these may include:
- Overall Business Risk
- Failure Score
- Delinquency Score (UK only)
- PAYDEX® Score
- Maximum Credit Recommendation
Review available context and trends to help you understand what the information means and how it changes over time.
Evaluate Payment Behaviour
Review payment history and trade payment behaviour to better understand how payment experiences are reflected in a business credit profile. For businesses you assess, available payment information can help you evaluate creditworthiness, identify potential concerns, and make more informed decisions before extending credit or entering a business relationship.
Stay Informed as Risk Changes
Receive alerts when important changes occur. Monitor score and rating updates, legal events, and key business information changes for your own business or businesses you track. Staying informed can help you spot potential risks earlier, respond more quickly, and support better day-to-day decision making.
View the Bigger Business Picture
Access company information, ownership structures, corporate family relationships, principal information, and legal events in one place. Understanding how a business is structured and who it is connected to can help provide additional context when evaluating opportunities, managing risk, and making more informed business decisions.
Add Context Beyond the Scores
Review available financial statements, balance sheets, income statements, and financial ratios alongside credit scores and payment behaviour. This information can provide a broader view of a business’s financial health, helping you better understand liquidity, financial stability, and capacity to meet obligations.
Get to the Information That Matters
D&B.AI helps you get more from the business credit information available in your solution. Review AI-generated report summaries that bring key information together and ask questions in plain language to explore scores, ratings, risk factors and other business details. Get help understanding unfamiliar information and, where available, explore current scores and factors contributing to them.
Choose the Right Plan for Your Business
Whether you’re just getting started or managing a growing network of customers, suppliers, and partners, D&B Credit Insights offers flexible options to meet your needs.
D&B Credit Insights Free2
D&B Credit Insights1
D&B Credit Insights Plus
Customers must accept the in-product D&B.AI terms and conditions before using the D&B.AI capabilities. Availability and controls vary by capability. The existing D&B Credit Insights experience remains available if the customer does not accept the D&B.AI terms.
What Customers Say About Us*
”Great information and value! Our organization uses D&B Credit Insights to monitor our business credit. It addresses many issues for us, including knowing when credit changes occur and getting free alerts.”
“We use D&B Credit Insights to keep track of our business credit report and any errors or mistakes that may be on it. It serves as a good comparison for how our company is performing compared to other businesses in the industry.”
“This has been very helpful in determining credit analysis for customers. We've also receive very useful alerts for our customers if they have an issue going on, such as potential bankruptcy or closure of their business.”
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1By upgrading to D&B Credit Insights you will be able to view and monitor the following scores & ratings where available: Overall Business Risk, Failure Score, Delinquency Score, PAYDEX® score, and Maximum Credit Recommendation.
2D&B Credit Insights Free only shows Overall Business Risk. It also allows you to receive email and in-product alerts to range changes in the Overall Business Risk, Failure Score, Delinquency Score, PAYDEX® score & Maximum Credit Recommendation. To see the detail of the changes and your actual scores and ratings, or to receive notifications related to your company’s legal events, we recommend that you upgrade to D&B Credit Insights.
3This product is purchased on an annual subscription basis and the licence is granted for an initial period of one year. The licence will automatically renew each year. At renewal for annual subscriptions, D&B may increase the fee by an amount not exceeding 5% of the then-current fee until the licence is cancelled and the agreement terminated by the customer by providing D&B with at least 14 business days’ notice prior to a renewal by filling out this cancellation form.
4D&B.AI-generated content is based on Dun & Bradstreet information available through your applicable subscription. AI-generated summaries, explanations, and guidance may not include every item available in the underlying profile or report and should be reviewed together with the source information. D&B.AI is designed to support, not replace, your own review and business decision-making. D&B.AI does not make credit decisions, approve transactions, or take action on your behalf.
5Customers must accept the in-product D&B.AI terms and conditions before using the D&B.AI capabilities. Availability and controls vary by capability. The existing D&B Credit Insights experience remains available if the customer does not accept the D&B.AI terms.
*Similar results are not guaranteed. Dun & Bradstreet does not validate the accuracy of customer statements made in customer stories, testimonials, or spotlight articles.